Rates Effective May 1st, 2023
|
SHARE PRODUCT
|
DIVIDEND RATE
|
ANNUAL PERCENTAGE YIELD
|
MINIMUM BALANCE
|
|
Regular Share Account*
|
.25%
|
.25%
|
$5.00
|
|
Holiday Account**
|
1.25%
|
1.25%
|
$5.00
|
| XTra Account |
.25% |
.25% |
$0.00 |
|
Money Market Account
|
.75%
|
.75%
|
$2500.00
|
|
IRA Accumulating Account
|
.45%
|
.45%
|
$5.00
|
*Fees may reduce the earnings on accounts.
**Maximum total deposit $5000.00
**Maximum monthly deposit $500.00
*** Annual percentage yield is accurate as of November 1st, 2022
The rate on the above share account products may change after the account is opened.
Rate Effective May 1st, 2023
|
SHARE CERTIFICATES
|
DIVIDEND RATE
|
ANNUAL PERCENTAGE YIELD
|
MINIMUM BALANCE
|
|
13 MONTH
|
2.00%
|
2.015%
|
$1000.00
|
| 18 MONTH |
2.50% |
2.527% |
$1000.00 |
|
24 MONTH
|
3.00%
|
3.035%
|
$1000.00
|
|
36 MONTH
|
3.50% |
3.546% |
$1000.00 |
A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL
Fee Schedule
Effective March 1st, 2021
| Regular Share Account |
|
$5.00 for eight or more share withdrawals in same calendar quarter |
| Money Market Share Account |
|
$5.00 if more than three withdrawals in one calendar month |
| Account Research |
|
$20.00 per hour |
| Bill Pay |
|
$8.00 (free is 3 transactions or more per month |
| Returned Mail with address correction |
|
$2.00 per item |
| Non Sufficient funds/Courtesy Pay |
|
$30.00 per item |
| Certified Checks |
|
$15.00 (1 free per month) |
| Domestic Third Party Wire |
|
$15.00 per item |
| Dormancy Fee |
|
$2.00 per month after inactivity for 12 months |
| Escheat Fee |
|
$50.00 per account |
| Deposit Item Returned |
|
$25.00 per item |
| Levy Process |
|
$10.00 per levy |
| Garnishment |
|
$50.00 per garnishment |
| IRA transfer to another institution |
|
$50.00 per account |
| Stop payment on ACH or Share Draft |
|
$15.00 per item |
| pre authorized stop form Visa |
|
$30.00 per item |
|
