Pennstar Federal Credit Union
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Rates and Fees

 Rates Effective February 1st, 2021

SHARE PRODUCT

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD

MINIMUM BALANCE

Regular Share Account*

.05%

.05%

      $5.00

Holiday Account**

.75%

.75%

      $5.00

XTra Account .05% .05%       $0.00

Money Market Account

.10%

.10%

$2500.00

IRA Accumulating Account

.10%

.10%

      $5.00

*Fees may reduce the earnings on accounts.

**Maximum total deposit $5000.00 

**Maximum monthly deposit $500.00

*** Annual percentage yield is accurate as of January 4th, 2021

The rate on the above share account products may change after the account is opened. 

 

Rate Effective January 4th, 2021

SHARE CERTIFICATES                 

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD

MINIMUM BALANCE

13 MONTH

0.30%

0.30%

$1000.00

18 MONTH 0.35% 0.35% $1000.00

24 MONTH

0.40%

0.40%

$1000.00

36  MONTH

0.60% 0.60% $1000.00

 A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL

 

 

 

Fee Schedule

 Effective March 1st, 2021

 

Regular   Share  Account                                               $5.00 for eight or more share withdrawals in same calendar quarter
Money Market Share Account   $5.00 if more than three withdrawals in one calendar month
Account Research   $20.00 per hour
Bill Pay   $8.00 (free is 3 transactions or more per month
Returned Mail with address correction   $2.00 per item
Non Sufficient funds/Courtesy Pay   $30.00 per item
Certified Checks   $15.00 (1 free per month)
Domestic Third Party Wire   $15.00 per item
Dormancy Fee   $2.00 per month after inactivity for 12 months
Escheat Fee   $50.00 per account
Deposit Item Returned   $25.00 per item
Levy Process   $10.00 per levy
Garnishment   $50.00 per garnishment
IRA transfer to another institution   $50.00 per account
Stop payment on ACH or Share Draft   $15.00 per item
pre authorized stop form Visa   $30.00 per item

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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