Pennstar Federal Credit Union
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Rates and Fees

 Rates Effective April 1, 2017

SHARE PRODUCT

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD

MINIMUM BALANCE

Regular Share Account*

.25%

.25%

$5.00

Holiday Account**

1.00%

1.00%

$5.00

XTra Account .25% .25% $0.00

Money Market Account

.40%

.40%

$2500.00

IRA Accumulating Account

.40%

.40%

$5.00

*Fees may reduce the earnings on accounts.

**Maximum total deposit $5000.00 

**Maximum monthly deposit $500.00

*** Annual percentage yield is accurate as of September 1, 2012.

The rate on the above share account products may change after the account is opened. 

 

Rate Effective April 1, 2017

SHARE CERTIFICATES                 

DIVIDEND RATE

ANNUAL PERCENTAGE YIELD

MINIMUM BALANCE

13    MONTH

1.05%

1.05%

$1000.00

15/18    MONTH

1.15%

1.15%

$1000.00

24 MONTH

1.25%

 1.26%

$1000.00

 36  MONTH

          1.50%                           1.51%             $1000.00

 A PENALTY WILL OR MAY BE IMPOSED FOR EARLY WITHDRAWAL

 

 

 

Fee Schedule

 

 

 

 

 

 

Regular   Share  Account                                               $5 for eight or more share withdrawals in same calendar quarter
Money Market Share Account   $5 if more than three withdrawals in one calendar month
Account Research   $10 per hour
Account Closure   $15 if closed within 90 days of opening
Returned Mail with address correction   $1 per item
Non Sufficient funds/courtesy pay   $30 per item
Certified Checks   $15 per check
Cashier's Check   one per day free the second request $5
Domestic Third Party Wire   $15 per item

International Third Party Wire

   $30 per item
 Dormancy Fee    $1 per month after inactivity for 12 months
Escheat Fee   $25 per account
Deposit Item Returned   $25 per item
Levy Process   $10 per levy
Garnishment   $50 per garnishment
IRA transfer to another institution   $50 per account
Stop payment on ACH or Share Draft   $15 per item
pre authorized stop form Visa   $30 per item
Reg D 6 limit override   $15 per day

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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